Wednesday, November 16, 2016

Obtaining A Georgia Insurance License

By Marie Thompson


The uncertainty of life these days makes it necessary to have a backup plan. For some people, this might be in the form of a savings account, while for others, it is an insurance cover. If you intend to work as an agent or broker for any insurance firm in Marietta GA, you should have a Georgia insurance license.

When applying for this document, there are some procedures you will need to follow. Before you even consider filling in any application forms, you need to take pre-licensing classes. Various certified institutions offer these, and can even be made online. The number of hours required will depend on the type of insurance cover you will be selling.

Most states require that you have your fingerprints taken and checked against the criminal database. This makes it easy to lock out criminals and also to keep records of you. You also need to be prepared for the mandatory background check, which is run on every applicant.

After you finish your classes, you can apply for an examination. Various institutions administer these, and therefore, you need to confirm that the one you are going with is legitimate. There are also some sites, which can help you prepare for this test by giving mock questions and tips on how to answer them. On the day you are sitting for your test, carry with you some form of ID and a credit card.

In most states, the exams will cost less than a hundred dollars. Your overall costs might be higher when your exam prep classes are included. This money will have to be paid at least a week before your exam date, and cannot be paid in cash. The accepted forms of payment by most institutions are credit or debit cards, vouchers, and electronic cheque.

After a few weeks, you should know whether you passed your tests, or whether you need to retake it, to move on to the next stage. If you happen to have passed the test, then you may apply for the license. This application is strictly made online. It is advisable to print a copy of the electronic certificate, which you could frame and hang in your office to assure your customers.

Most certificates issued by the government have a validity of one year, and this license is no different. Therefore, you need to be vigilant to ensure you do not exceed your one year mark. If you happen to surpass this period, you will have to apply for a new license, and this will be an extra expense. However, it is necessary if you plan to continue selling the premiums.

It is advisable to have a mentor in the business, who can give you tips and advice, which will make the whole process easier. You should keep in mind that even after you get the license, there are some other short courses you will be required to take to stay updated.




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